Non-UK Residents
International SIPP: Your UK Pension, Managed From Anywhere
Are you a UK expat or a non-UK resident with existing UK pension assets? An International SIPP from Invinitive allows you to consolidate, manage, and grow your UK pension fund from anywhere in the world. It provides the flexibility and control you need, while keeping your savings within the UK's regulated pension environment.
What is an International SIPP?
An International SIPP is a UK-registered personal pension scheme designed specifically for non-UK residents. It offers the same core investment flexibility as a standard SIPP but with features tailored to an international lifestyle, such as multi-currency support and the ability to manage your account from abroad.
The Benefits of an Invinitive International SIPP.
Consolidate Existing Pensions: Easily transfer and combine multiple UK pension pots into one accessible account, simplifying your administration and giving you a single platform to monitor your retirement savings.
Global Investment Access: Invest in a wide range of global assets, including international stocks, bonds, and funds. Our platform is built to handle multiple currencies, helping you manage currency risk and align your investments with your location or retirement destination.
Simplified UK Pension Management: Stay in control of your UK pension assets, even after moving abroad. Our online platform provides 24/7 access to your account, allowing you to make investment decisions and track your portfolio performance from anywhere in the world.
Costs and Charges of the Invinitive SIPP
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£150
SIPP Pension Wrapper Fee
Per Annum
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0.25%
Platform Fee (capped at £400)
Per Annum, Per Product
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£7.95
Trade Fee
All Assets Buy/Sell
More Benefits:
Tax Relief on Contributions (if eligible): While you may not be a UK taxpayer, you could still be eligible to receive tax relief on contributions up to £3,600 (gross) per tax year, provided you are a "relevant UK individual" (for example, if you were a UK resident in one of the past five tax years).
Flexible Access and Withdrawals: From age 55 (rising to 57 from 2028), you can take benefits from your SIPP. You have the flexibility to take a tax-free lump sum and draw down the remaining funds as needed. We can also make payments directly to your non-UK bank account.
Important Information: As a non-UK resident, your tax situation is more complex. Tax relief and the taxation of withdrawals will be determined by your country of residence and any existing double-taxation treaties with the UK. It is crucial to seek professional tax advice specific to your circumstances before making any decisions.