Invest Beyond Your ISA or SIPP with a General Investment Account

Looking to invest more than your annual ISA allowance? Or perhaps you've already used your full allowance and want to keep your money working for you? An Invinitive General Investment Account (GIA) is the ideal solution.

A General Investment Account offers you a flexible way to invest in a wide range of assets, allowing you to build and grow your wealth without the annual contribution limits of an ISA.

Black and white silhouette of a robot with a humanoid shape, wearing a hat and holding a walking cane.

While a General Investment Account doesn't offer the same tax-free benefits as an ISA, it provides the freedom and flexibility you need to manage your investments on your own terms.

Black and white drawing of a person with long hair holding a sword, wearing armor and a cape, standing on a rocky surface.

Why Choose an Invinitive GIA?

No Contribution Limits: With a GIA, there's no cap on how much you can invest. This is perfect for those with a lump sum to invest or for those who have already maximized their ISA allowance for the year.

Effortless Management: Our intuitive online platform makes it easy to track your investments, view your portfolio's performance, and manage your account from anywhere, at any time.

Broad Investment Choice: Our platform gives you access to a huge variety of global stocks, bonds, and funds. You can build a truly diversified portfolio that suits your personal investment strategy and risk tolerance.

How a GIA Works with Your ISA

A GIA is an excellent companion to your ISA. Think of your ISA as your primary, tax-efficient savings vehicle, and your GIA as a flexible overflow account for any extra funds you want to invest. This dual strategy allows you to use your full annual ISA allowance first, then continue to invest any additional capital in your GIA.

While a GIA is subject to Capital Gains Tax and Income Tax on dividends, our platform provides all the necessary tools and reports to help you or your financial advisor manage your tax obligations.

Ready to expand your investment horizons?

Black and white silhouette of a person with long hair, wearing a dress or coat, facing right.

Costs and Charges of the Invinitive GIA

  • 0.25%

    Platform Fee (capped at £400)

    Per Annum, Per Product

  • £7.95

    Trade Fee

    All Assets Buy/Sell